With over 30 years of experience in banking and finance, Ginargo has advised major financial institutions on corporate banking, commercial transactions, and both conventional and sharia banking frameworks.

His career spans product development, regulatory compliance, and complex financing structures, giving him a comprehensive view of how banking operates in practice.

In sharia banking, his focus is on applying Islamic legal principles into real financial activities. From structuring contracts and documentation to ensuring compliance with sharia law and financial regulations, he helps institutions design products that are ethical, compliant, and commercially sustainable.